Debt/money advice

As the cost of living continues to have an impact, many colleagues will find themselves under increasing financial strain but there is help available to help you manage your finances.

National support

NHS England provides financial support via the MoneyHelper service team by phone, WhatsApp and a webchat. 

NHS England is supporting people to help their money go further. There are a wide range of resources available to all. 

Subscribe to Martin Lewis’ MoneySavingExpert weekly bulletin for tips and money saving advice. 

Citizens Advice is an independent organisation specialising in confidential information and advice to assist people with legal, debt, consumer, housing and other problems. 

Step Change is a debt charity that helps people with debt problems take back control of their finances and their lives. 

National Debtline is a charity is a charity that provides free and independent debt advice over the phone and online.

The Money Charity provides education, information, advice and guidance to people of all ages, helping them to manage their money well and increase their financial wellbeing.

Transave UK credit union is a not-for-profit financial co-operative offering instant access savings and affordable loans direct from your pay.

MoneyHelper provides clear money and pension guidance online and over the phone. They also signpost to trusted services if you need more support. They cover everyday money, saving, working and benefits, homes, money troubles, family and care and pension and retirement. They also have a tool to find free debt advice near you. 

Mental Health & Money Advice offers a mental health and money toolkit which provides free help to improve your mental health and financial situation.  

Local support

Kent Money Advice Hub, operated by Citizens Advice, is a free and confidential service supporting people who are struggling financially or who need support to manage the rising cost of living.

Kent Support and Assistance Service (KSAS) may be able to financially assist you if you are having serious difficulties in managing your income, in a state of emergency, or in a time of hardship.

Christians Against Poverty (Medway) runs a free course that will teach you budgeting skills and a simple, cash-based system that works. In just a few weeks, you will get to grips with your finances so you can budget, save and prevent debt.

Christians Against Poverty (Whitstable) helps people with unmanageable debt, as well as running free courses.

Porchlight is a charity for people at risk of losing their home, as well as those living on the streets.